Compliance & Disclosure Management

Q: Can the automation work with our existing identity verification service?

Yes, the automation integrates with most mainstream identity verification and AML/KYC screening providers. Your integration team will connect your chosen service during setup.

Q: How does the automation handle borrowers who don't sign the disclosure?

The system tracks signature status and sends automated reminders after a configurable number of days. Non-responses are flagged in your CRM for the compliance officer to follow up manually.

Q: Will we have a complete audit trail for regulatory inspections?

Yes, every step is timestamped and logged in your CRM: verification results, screening outcomes, disclosure generation, delivery, and signature. All records are centralized and exportable for audits.

Q: What if a borrower's information changes after the disclosure is sent?

The compliance officer can manually regenerate and resend the disclosure from your CRM. The automation tracks all versions and timestamps so your audit trail remains complete.

Keep every disclosure on time and every compliance record audit-ready, without chasing deadlines by hand.

3.8k hrs

Manual time identified

Companies have mapped

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About This Automation

Compliance and disclosure management involves manually verifying borrower identity, running AML/KYC screening, generating disclosure documents, and collecting signed confirmations. Manual handling creates delays, incomplete audit trails, and regulatory risk.

Automation retrieves borrower data from the CRM, runs identity and screening checks automatically, generates compliant disclosure PDFs, and tracks signatures with full timestamps. The result is same-day disclosures, complete audit records, and reduced compliance staff workload.

Key features:

Automatically retrieve borrower and loan details from your CRM to populate disclosure documents

Run AML and KYC screening checks against regulatory databases without manual data entry

Generate compliant disclosure PDFs with correct borrower information and required language

Send disclosures via secure channels and track delivery and signature status in real time

Maintain a complete audit trail with timestamps for every disclosure and signature event

Flag exceptions and regulatory violations for immediate compliance officer review

Data insights How it works Apps used What you get FAQ

Top friction points when done manually

The issues teams report most often with this process

#	Friction point	Companies Report This
1	Manual identity verification delays Compliance officers manually check government ID and third-party services, creating a 12-minute bottleneck per application.	80%
2	AML and KYC screening wait times Manual data entry into screening tools and waiting for results adds 10 minutes per application.	67%
3	Disclosure document generation Manually populating templates with borrower and loan details takes 18 minutes and introduces data entry errors.	53%
4	Incomplete delivery and signature tracking Email-based disclosure delivery lacks proof of delivery; manual spreadsheet tracking misses follow-ups.	40%
5	Scattered audit trail and filing Documents stored across email, spreadsheets, and folders make regulatory audits difficult and time-consuming.	26%

Disclaimer

Automation readiness

How well-suited this process is for automation

Process Pain Score™

7.8/ 10

AI Fit Rating™

9.1/ 10

Automation Lift Index™

8.8/ 10

Hidden Overhead™

7.6/ 10

How The Automation Works

The full workflow, from trigger to completion.

1. New Application Submittedtrigger

Workflow triggers when a new application record is created or an email arrives with borrower details. Application data is extracted and passed to the compliance.

2. Compliance Screening

Retrieves borrower identity and AML/KYC data from integrated verification services, cross-checks against regulatory databases, and flags any exceptions. Results are logged.

3. ID/AML Clear?

If verification passes, proceed to disclosure generation. If any flag or exception is raised, route to manual review.

4. Disclosure Generation

Pulls borrower and loan details, populates disclosure template with correct data, and generates a compliant PDF ready for signature.

5. Send

Disclosure PDF is sent to borrower for electronic signature. Borrower receives secure link and signs.

6. Log Delivery

Webhook confirms delivery and signature. Signed document and timestamp are automatically logged compliance record.

7. Notify

Compliance team receives notification that disclosure was sent and signed, with link for final review.

Most popular tool stack used

— the complete tool combinations companies use

58% of companies

28% of companies

13% of companies

Disclaimer

What you get when you map this process

Everything you need to understand, plan, and build your automation.

ROI and business case

What this process costs today and what changes once it's automated.

Launch schedule

What gets built, in what order, and what success looks like once it's live.

Process runbook

How the automation runs day to day, including exceptions and human decision points.

Developer handover pack

Full build spec, logic, and configuration — ready to hand off without a briefing call.

Integration and connections guide

Every tool connection, credential, and data mapping the build needs.

Test and QA plan

1.9k hrsIdentified

24Mapped

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Frequently asked questions

Everything you need to know before mapping this process.

What happens if the AML or KYC screening flags a borrower as high risk?

The automation logs the flag in your CRM and alerts the compliance officer immediately for manual review and decision. The disclosure is held until the officer resolves the exception.

Can the automation work with our existing identity verification service?

How does the automation handle borrowers who don't sign the disclosure?

Will we have a complete audit trail for regulatory inspections?

What if a borrower's information changes after the disclosure is sent?

View more FAQs

Process pain:7.8/10

Mapped by:26 Companies

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Page updated 10 August 2026